Hail Damage Burst Foam Roof Bubble - Denied?


 

 

This flat roof had been coated with a spray foam roof application years ago.  The spray foam was likely not installed properly and it has developed bubbles in various areas throughout the roof. Recently a hail and wind storm caused damage to these bubbles causing the roof to leak where it has been water tight prior to the storm damage.

Note a picture of an undamaged bubble in picture number two and then some damaged bubbles in pictures three and four.

 

Since the insurance carrier had insured this roof would they owe to replace the roof and repair the ensuing interior damages when the hail and wind burst this policyholders bubbles?

Posted By:
Stephen Hadhazi

10/23/2012 15:48

You have answered this poll.


 
 

 
 

 

Poll Answers

The insurance carrier insured the roof and so they now owe to replace the roof and repair the interior water damage4 (100%)
The insurance carrier can accept premiums on roofs that are clearly old or improperly installed. Then deny coverage if a claim is filed.0 (0%)
Whether the roof has coverage is up to the adjuster and what kind of mood he is in at the time. No way around it.0 (0%)


- The insurance carrier insured the roof and so they now owe to replace the roof and repair the interior water damage
Jeremy Collins - The insurance carrier insured the roof and so they now owe to replace the roof and repair the interior water damage
Juan Moya - The insurance carrier insured the roof and so they now owe to replace the roof and repair the interior water damage
Stephen Hadhazi - The insurance carrier insured the roof and so they now owe to replace the roof and repair the interior water damage